I own a townhouse. Do I really need all that coverage?

The difference in coverage between a condo, townhome, and single family home can get confusing. Does the homeowner’s association cover anything? Should my policy only cover personal property or also the structure? Who’s responsible if there’s a storm that damages the roof? A leaky pipe? It’s a lot to think about, so we thought it’d be a good idea to break down a few different scenarios and what type of insurance policy is needed for each. It’s important to note…


May Your Holiday Season be Merry…and Safe!

So many special, fun, and beautiful things happen in your home when the holidays are here! Delightful guests, thoughtful gifts, savory meals, and yummy treats are shared by friends and family, making your home louder, warmer, and brighter than it usually is. This time of year can also leave a flustered and busy homeowner at risk for making rash and quick decisions that can put the home and family members at risk. Our friends at Florida Family Insurance see holiday-related homeowner’s insurance…


The Best Gift For Your Family

The holidays are a time to honor your family members by showering them with gifts, meals, and tons of uninterrupted quality time together. If you’re overwhelmed with the love and affection you have your family this holiday season, you should also be thinking about how you can be sure all your important family members live a prosperous and content life. Have you ever considered what would happen if you were to abruptly pass away? Would your remaining family members struggle financially to…


Get Your Kid Chefs Involved This Thanksgiving!

A house full of screaming and rambunctious kids can make it hard for you to focus on the intense culinary challenges Thanksgiving can sometimes present. Why not get the munchkins involved in your cooking endeavors with some easy, fun, and kid-friendly dishes? Here are three awesome recipes that will keep your youngsters engaged and are great to serve at the Thanksgiving table. Turkey Muffins What kid doesn’t love food in the shape of an animal? Using slivers of carrots, red…


Why Do You Care About my Garaging Address?

Auto insurance companies may create a unique rate for each client based on age, accident history, and insurance history…but many consumers forget that your garaging address and zip code are also factors of the rate you’re offered for auto insurance in Florida. So what exactly is your garaging address and why is it used in rating your auto insurance premium? As your trusted Central Florida insurance advisors, here’s everything we think you should know about your garaging address. What is…